About

Justin Fraser
Director, Financial Planner

Authorised Representative (292086) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Financial Planning
• Cert III Financial Services
• Cert IV in Finance and Mortgage Broking
• ASX Listed Product accredited
• RG146 Self-managed Superannuation Funds

Justin is the owner and Director of Bayside Financial Planning.  He began his career in the Financial Services industry in 1992 with roles held in Banking, Portfolio Management and Advising.  After gaining the experience required he decided to launch into the private sector, with the vision of providing a quality and professional financial planning service, with a client-centric approach.  With that in mind, Bayside Financial Planning opened its doors in 2010.

Justin believes in not only advising his clients on their financial situation and goals, but in educating them along the way so that they can be involved in the process and enjoy the financial journey.  He understands that everyone has different needs and goals, and prides himself on developing a rapport so that a specifically tailored, personal financial plan can be developed. He maintains a strong focus on building long term relationships with his clients, through ongoing support, trust and communication.

“Helping people to understand their finances is my passion and I love what I do.  My client base has been built from the ground up, with satisfied clients referring Bayside Financial Planning to their family and friends. I look forward to meeting you and helping you achieve the lifestyle and financial security you deserve.” – Justin Fraser

Outside of work hours, Justin spends time with his Family.  He loves the outdoors and going camping, boating and fishing.  He is an avid St George Football supporter and still enjoys a weekly game of indoor cricket.

Financial Services Guide

Rob Mills
Director, Financial Planner

Authorised Representative (337325) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Financial Planning

Rob entered the financial services industry in 1990 and has worked extensively around the globe, including time spent in London, New York and across most Australian states. He has held senior roles within both ASX-listed and private companies, and continues to be sought after for his strategic input and leadership by financial planners and professional firms alike.

His career has included work with organisations such as RM Williams, Ralph Lauren, Milk Marketing, the American Australian Association and the Australian Consulate-General in New York. Queensland has been home since 2001, where Rob has focused on helping people build futures filled with choice while coaching and mentoring those striving for long-term success.

He joined Bayside Financial Planning in 2018 following a long-standing professional relationship with Justin, and is passionate about educating and empowering clients. He is a Partner and a Director within the business.

On weekends, Rob can generally be found in the kitchen, and enjoying a cheeky glass of wine with Sarah.

 

Financial Services Guide

Mark Davidson
Financial Planner

Authorised Representative (1271595) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Financial Planning
• Bachelor of Commerce
• Bachelor of Education

Mark has worked in the Financial Services industry since 2016 with previous roles working at QSuper and Spirit Super. Prior to that, Mark worked as a school teacher specialising in business and economics. Mark enjoys empowering his clients with easy to understand concepts to help them better understand their finances and ensure they feel better educated about the choices they have. Mark understands the importance of establishing strong long-term relationships that are built on trust, and works hard to ensure that clients are engaged in the process of building their financial future.

Outside of work, Mark enjoys going on adventures with his wife and two little ones – typically in his caravan, and enjoys playing or watching sport on his weekends.

Financial Services Guide

Lorraine Shimizu
Financial Planner

Authorised Representative (462457) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Financial Planning
• Bachelor of Arts – Japanese

Lorraine has worked in the Financial Services industry since 2011 and loves helping clients achieve their financial goals while protecting their hard-earned assets. She enjoys building connections, simplifying complex financial concepts, and making sure clients feel informed every step of the way. With a strong background in finance and a passion for educating others, she finds it rewarding to share her knowledge and help clients make confident financial decisions.

Outside of work, Lorraine is a busy mum of three who loves spending time with family and friends over a home-cooked meal. She also has a love for travel, reading, and taking long walks with her dog.

Financial Services Guide

Luke Murnane
Financial Planner

Authorised Representative (1300999) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Applied Finance & Investment
• Bachelor of Business
• Graduate Diploma of Financial Planning

Luke has been part of the Financial Services industry since 1998, gaining valuable experience at prominent institutions in Sydney and London before settling in Brisbane to raise his family.

With a passion for empowering clients, Luke helps individuals and families achieve financial confidence and clarity. Known for his strong technical expertise and relationship-driven approach, he stays up to date with market trends and financial tools to create personalised plans that make the most of his clients’ futures.
Luke considers it a privilege to get to know his clients well, helping them navigate life’s financial milestones with trust and understanding.

Outside of work, you will find Luke watching one of his 3 boys playing sports. In the future, he hopes to dedicate more time to his lawn bowls obsession once his weekends become less focused on family activities.

Financial Services Guide

Kathy Skrine
Financial Planner

Authorised Representative (1316200) of Bayside Licensee Pty Ltd AFSL 537885

• Graduate Diploma of Financial Planning
• Diploma of Business

Kathy entered the Financial Services industry in 2003 in New Zealand and began working in Financial Planning in mid-2008 after relocating to sunny Queensland. She brings a wealth of industry experience and is known for building strong, long-lasting relationships with clients, supported by solid technical knowledge and attention to detail.

Having completed her Professional Year, Kathy now works as a Financial Planner. Her background in paraplanning gives her a strong understanding of the advice process, allowing her to assist clients with clear, practical and personalised advice.

Outside of work, Kathy is a qualified Leader with Girl Guides Queensland and enjoys spending time with family and friends, hiking, camping, or catching up over a glass of wine.

Financial Services Guide

Nadia Fraser
Practice Manager

Nadia is the Practice Manager and a Partner at Bayside Financial Planning, bringing many years of experience within the business and a strong background in healthcare as a Registered Nurse. She transitioned into financial services driven by a passion for helping people, exceptional customer service, and strong organisational skills – qualities that remain at the heart of how she supports both clients and the team.

As the key point of contact, Nadia ensures the day-to-day operations of the practice run smoothly and efficiently.

Outside the office, she enjoys travel, photography, and spending quality time with her family.

Marco Hansen
Paraplanner

Jess Amey
Client Service Officer

Jess has been an integral part of the Bayside team since joining in 2019 as a Client Service Officer. With extensive experience in the financial services industry, she plays a key role in supporting the Financial Planning team, ensuring seamless implementation of financial strategies and delivering exceptional client service.

Working part-time across three days per week, Jess brings dedication and efficiency to her role.

Outside of work, she enjoys spending time outdoors with her husband and their three young boys.

Donna Cameron
Client Service Officer

Donna joined the Bayside team in early 2021 and works part time as a Client Service Officer. She has extensive administration and customer service experience, and enjoys the challenge of expanding her knowledge in the Financial Planning field.

She plays an integral role in providing administration support to the team, assisting clients with Centrelink, and liaising with both new and existing clients to assist in the implementation of their financial plan.

Outside of work, Donna is our resident “Ironman” champion! She dedicates her spare time to training and competing in triathlons—while also indulging in her love for chocolate!

 

Toni Coulter
Client Service Officer

Toni joined the Bayside team in early 2022, and works part time as a Client Service Officer. She has extensive administration and customer service experience in the Financial Services industry with her last role being in Tweed Heads, before relocating to the Redlands.

Toni is an integral part of the administration team, and works alongside the Financial Planners to assist with their daily tasks, and the implementation of your financial plan.

Outside of work hours, Toni enjoys reading, bike riding, walking her dogs and spending time with her family.

Charlyn Carroll
Client Service Officer

Petrina Kempson
Client Service Officer

Petrina joined our team in 2024, bringing over 30 years of experience in the legal sector. With her strong expertise and skills in bookkeeping, administration, and customer service, she is a valuable asset to our team.

Working closely with our Financial Planners, Petrina assists with their day-to-day tasks, including the implementation of your financial plan, ensuring a smooth and efficient process.

Outside of work, Petrina enjoys spending quality time with her family and friends, planning future holidays, and unwinding with a well-earned glass of wine (or two!).